Blog

Feb. 11, 2023

Yo-Yo financing is not legal in New Jersey. Car dealers must provide customers with a full and final loan agreement before allowing them to take possession of the vehicle. Violations of the New Jersey Consumer Fraud Act, the Truth-in-Consumer Contract, Warranty and Notice Act, and the Retail Installment Sales Act are illegal and are subject to civil and criminal penalties.

Feb. 10, 2023

Homeowners insurance for a condo works similarly to other types of property insurance. This policy, however, covers the interior of your condo unit, the personal property within it, and the liability of the owner in the event of a loss.

Feb. 9, 2023

Businesses in New Jersey are required to conspicuously post their refund policies to inform buyers of their rights and responsibilities when making purchases. If a business does not have a posted refund policy, the buyer is eligible for a cash refund or a credit for up to 20 days from the date of purchase.

Feb. 8, 2023

The immigration parole program currently in place allows certain noncitizens to temporarily live and, in some cases, work in the United States without fear of deportation.

Feb. 7, 2023

Air rights in New Jersey are the legal ability to occupy the vertical air space above a plot of real estate. This right is encoded in the Latin phrase Cuius est solum, eius est usque ad coelum et ad inferos ("Whoever owns the soil, it is theirs up to Heaven and down to Hell").

Feb. 6, 2023

When purchasing property in New Jersey, the earnest money deposit is typically handled by an escrow agent, like the seller’s lawyer, or the settlement agent, like the title company. The purpose of earnest money is to legally bind you to the transaction and create a penalty if you break a mutually signed contract of sale.

Feb. 4, 2023

When the deed is transferred to the buyers, the seller must pay the RTF, which is based on the property's sales price. The RTF is usually collected at the real estate closing by the legal representatives or title insurance agents responsible for recording the deed at the county registry offices.

Feb. 3, 2023

Conjugal visits have never been allowed in New Jersey. They were allowed in 17 states in 1993, but by the 2000s, only six states allowed conjugal visits, and by 2015, even that number had decreased to just four states.

Feb. 2, 2023

Self-defense immunity from criminal conviction in New Jersey is available under certain circumstances. In New Jersey, a defendant must show that he had a reasonable belief of imminent danger, and that the force used was necessary to defend himself from the danger. If the court finds that the defendant acted reasonably and in self-defense, the defendant may be found not guilty of the charges.

Feb. 1, 2023

In New Jersey, it is illegal to operate a motor vehicle while under the influence of alcohol, narcotics, hallucinogens, or other habit-producing drugs. If you are convicted of DWI, the penalties can include license suspension, fines and/or jail time.